Social Security Max Contribution 2024 Over 50. The maximum social security benefit in 2024 is $3,822 per month at full retirement age. If you are 50 or older, you can put up to $8,000 into an individual retirement account (ira) for the 2024 tax year.
The 2024 limit is $168,600, up from $160,200 in 2023. In 2024, that number is $168,600.